Results tagged “health”

College: Pet Insurance Yes, Gay Partner Insurance No

(Palm Beach, Florida) After rejecting a proposal earlier this year to provide health benefits to the same-sex domestic partners of its employees Palm Beach Community College has decided to offer workers insurance for their pets.

Anyone who works for the college would be able to enroll in the pet insurance plan, through Veterinary Pet Insurance. It would cost employees between $22 and $28 per month for dogs and $15 to $18 per month for cats.

The plan will come into effect on January 8.

More info, click here.

How about a hot spring spa

On a request from the Republic of China Hot Springs Tourism Association, the cabinet will discuss next week whether government health insurance should cover visits to the island's geothermal hot springs resorts, Josef Wu, deputy water resources director of the Ministry of Economic Affairs, said on Friday.

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Health care costs in Canada are very expensive. Hospitals can charge thousands of dollars per day, with many Canadian hospitals charging a service fee to patients not covered under a provincial health care program.

So International student need this kind of Hospital and Medical insurance plan.

But who is eligible for this insurance?
1) You must be enrolled for a minimum of 60% of the usual course requirements in a Canadian school, college, university or accredited educational institution.

2) You must also be a resident of Canada on a temporary basis.

3) You are also eligible if you have completed your studies and remain up to a year in Canada to work in the field of your studies.

4) You can insure your spouse and children under your policy.

Sounds good.

What about the age limits?
Cover age is available for persons from 15 days to 64 years.

And sometimes you will have a trip outside Canada, does it cover it?
Yes, you are covered for acute emergency sickness or injury on trips outside of Canada up to 30 days in duration.

It is still a hot issue - Children Insurance

To provide more coverages to uninsured children is very important to protect our future. The human being's future.

WASHINGTON — With children’s health insurance still a hot issue, a handful of Republicans, on the same day the House failed to override the presidential veto of a funding increase, provided a plan of their own.

U.S. Tim Walberg, R-Tipton, was among them.

The House last Thursday lacked 13 votes, according to the Associated Press (AP), for an override of President George Bush’s veto of a State Children’s Health Insurance Plan that would have increased SCHIP funding to $35 billion and added 4 million uninsured children to the program.

Insurance for children remains a hot issue

In the recent poll managed by Survey and Policy Research Institute at San Jose State University, 52 percent of voters would approve one-cent sales tax increase to help fund health insurance, while 38 percent would vote against it.

It will helpful to improve health benefit for California residents.

That might bode well for Gov. Arnold Schwarzenegger - if he decides to ask voters for such an increase to help pay for universal health care.

It is easy to get five free health insurance quotes

We always heard the Health insurance. Do you think about it? Do you really need it?

First, consider your healthcare needs. When you start looking at plans, knowing what you need — and what you don’t — will help you get the best value out of it.

Next, work out a budget. You want as much coverage as you can get, but you don’t want to pay an arm and a leg for it. Get a sense of how much you can comfortably afford to put toward monthly premiums.

With those two crucial pieces of information in mind, it’s time to start talking to agents. Some agents represent only one insurance company, while others represent several. By talking to more than one, you get a better chance of finding a good deal on your new policy.

Now I introduce this free only quotation system to you.

To get Free health insurance quotes. Visit InsureLane.com now.
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Hospital Cash Plans

Hospital cash plans or hospital indemnity insurance plans pay you cash (typically limited to $100 a day) should you be confined to hospital.You may want to use the cash to pay for everyday living expenses such as baby-sitting and housekeeping services or for items such as travel to and from the hospital.
The cost of hospital cash plans depends on the rate per day at which you choose to be reimbursed during your hospital stay.
These plans generally exclude the same claims that are disallowed by extended health plans. They may also limit benefits based on your age.

GROUP PLANS

Supplementary health insurance coverage is most commonly available under group insurance plans. Group plans cover all members of a specific group and their eligible dependents. If you or your spouse / partner are employed, you probably have an insurance plan sponsored by your employer or your union as part of your employee benefits program.
Alternatively, you may be able to purchase group insurance through a professional association or group such as an alumni association.

Who Is Covered under supplementary health plan?

Supplementary plans typically provide coverage for the individual
who is a member, along with eligible dependents such as his/her spouse or partner and children under 19 (or older if they are full-time students or disabled).
Eligibility criteria vary, so check your plan for details.

Deductibles, Coinsurance and Maximums
Supplementary plans typically do not pay 100 per cent of eligible expenses.You may have to pay for a small amount of your expenses and those of any covered dependents at the beginning of each plan year, called a deductible.

SUPPLEMENTARY HEALTH INSURANCE

Government or public plans provide comprehensive coverage of core
health care services such as wardlevel hospital acute care and most
physician services. Supplementary plans, the subject of Canadian health insurance, focus on non-core services that are not covered–or not fully covered–by government plans. They may be group plans sponsored by employers, unions and associations or individual plans that consumers purchase for themselves.

How Canadian Health Insurance Works

Insurance is a way of spreading, or sharing, financial risk.The idea of insurance dates back to the days of the Romans, but it wasn’t formalized until the 18th century. It’s a simple concept: a large number of people pay into a fund or pool. When one of them suffers an unexpected misfortune, he or she is compensated by the fund.
The payout is called a benefit. Health insurance pays part or all of
your expenses when you see a health care professional, spend time in a
hospital or purchase covered health care services and products.

HEALTH INSURANCE CHECKLIST

Following are some key questions to ask your insurance provider BEFORE you purchase your health insurance.

What does the plan cover? What does it provide that my provincial health-care plan doesn't?
What does it not cover?
Can I choose from among a variety of different coverages?
What limitations or conditions apply?
Does it cover drugs for a pre-existing condition?
Do I need a medical examination?
Is there a deductible? If so, how much?
How much will my premiums go up for the same coverage as I get older?

When you have a claim . . .

How do I make a claim?
Can my health care provider bill the insurance company directly? If not, how long does it take for me to be reimbursed?

The preceding questions are intended as a guideline only, and are not meant to be exhaustive.

[ Excerpted from The Insurance Book: What Canadians really need to know before buying insurance]